These Terms of Service (“Terms”) govern your use of america-advances.com and related services operated by America Advances INC, doing business as America Advances (“America Advances,” “we,” “us,” or “our”). By using the site or submitting an inquiry, you agree to these Terms.
1. Description of Services
America Advances provides business outreach, courtesy discovery conversations, information intake, and — when appropriate — introductions to independent partner resources for U.S. business owners. Our primary role is to listen, clarify needs, and help route a useful next step.
America Advances INC does not fund advances or loans on its own paper and is not a direct lender. When working capital or related commercial resources may be relevant, we may match or refer you to independent partners. Submitting an inquiry does not guarantee funding, partner acceptance, or any specific outcome, and does not create a loan commitment.
2. Eligibility
- You are at least 18 years old.
- You are an authorized representative of a legally operating U.S. business.
- Information you provide is accurate and complete.
- You will not use our services for unlawful purposes.
3. No Consumer Credit Offer
Our services are directed to businesses for commercial purposes. Nothing on this site is an offer of consumer credit under the Truth in Lending Act or similar consumer lending frameworks.
4. Communications Consent (TCPA / A2P)
By submitting a form with the required consent checkbox, you provide express written consent for America Advances and its agents to contact you at the phone number and email provided via live agent call, AI-assisted / automated / prerecorded voice, SMS/MMS, and email regarding your inquiry, business services, information requests, appointment reminders, and related offers (including partner introductions when appropriate).
Message frequency varies. Message and data rates may apply. Consent is not a condition of purchase. Reply STOP to opt out of SMS; reply HELP for help. You may request to be added to our internal do-not-call list by emailing info@america-advances.com or telling our agent. See SMS Terms and Privacy Policy.
We store consent records for compliance purposes, including checkbox state, exact consent language (versioned), timestamp, IP address, page URL, and user agent.
5. Accuracy of Information
You represent that information submitted is true. False or misleading information may result in denial of services and may constitute fraud.
6. Third-Party Partners
We may introduce you to independent partners (including working-capital or commercial-financing resources). Their products, underwriting, disclosures, and agreements are their own. We are not responsible for partner decisions or contract terms unless a separate written agreement says otherwise.
7. Intellectual Property
Site content, branding, and logos (including the America Advances mark) are owned by America Advances INC or its licensors. You may not copy or exploit them without written permission.
8. Prohibited Conduct
- Submitting false or fraudulent information;
- Attempting unauthorized access to systems or data;
- Transmitting malware, spam, or harmful code;
- Interfering with site operation;
- Violating applicable law.
9. Disclaimer of Warranties
THE SITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT UNINTERRUPTED OR ERROR-FREE SERVICE.
10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, AMERICA ADVANCES INC SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SITE SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100).
11. Indemnification
You agree to indemnify and hold harmless America Advances INC and its officers, employees, and agents from claims arising out of your use of the site, your submissions, or your violation of these Terms.
12. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules. Courts located in Miami-Dade County, Florida shall have exclusive jurisdiction, except where prohibited by law.
13. Changes
We may update these Terms by posting a revised version. Continued use after posting constitutes acceptance.
14. Contact
America Advances INC
3901 NW 79th Ave, Ste 245
Miami, FL 33166
info@america-advances.com
(305) 327-8386